Below €500,000 of turnover, profitability depends directly on the owner's own work. It is the most liquid segment of the market and the best fit for a first acquisition.
Headcount
0 à 5 salariés
Turnover
< 500 000 €
Purchase price
20 000 € – 200 000 €
Local shops, fast food, hair salons and crafts sell for €20,000 to €200,000, i.e. 50–80% of annual turnover.
20% equity, a 7-year bank loan, an honour loan and a Bpifrance guarantee usually close the financing plan.
It can generate €30,000–€60,000 of annual profit depending on sector margin and rent level. Rent-to-sales ratio is the first metric to check.
Usually 50–80% of annual turnover, i.e. €20,000–€200,000, with a strong discount in judicial liquidation.
Request the last three sets of accounts, VAT returns and till records. Any gap between declared VAT and stated turnover must be explained.