This segment marks the shift from an owner-run shop to a genuinely structured company with a team, processes and solid accounts.
Headcount
3 à 20 salariés
Turnover
500 000 € – 2 M€
Purchase price
150 000 € – 1,2 M€
Multi-site hospitality, specialised distribution, construction and B2B services. Valuation is based on 3–5× EBITDA.
25% equity, 7-year senior debt, Bpifrance guarantee and frequent vendor financing on 20–30% of the price.
EBITDA of 8–15% of turnover is common, i.e. €40,000–€300,000 depending on sector and cost structure.
Yes, on 20–30% of the price over 2–3 years. It reassures the bank and keeps the seller accountable for the information provided.
Yes. Accounting, HR and legal due diligence is essential at this level; it reveals off-balance-sheet commitments and secures the warranty package.